standard chartered visa infinite review
By. Expect a high annual fee of S$588.50, but in return you receive a generous perk of a welcome bonus offer of miles and ongoing opportunities to earn more discounts and benefits in a range of categories. Note that the four S$25 Uber credits must be used consecutively for rides in Singapore. 10% off your own private jet. Their conversion ratio is 2.5 miles:1 KrisFlyer miles as Andrew has mentioned in this article. Dbs version is 3% !!! Interest Rate From 15.0 % p.a. And it makes sense that a travel credit card like the Standard Chartered Visa Infinite Card would be on your radar. EIR/APR: 26.9% However, the points you collect on HSBC can be redeemed for KrisFlyer and Asia Miles miles. Opting for the 35,000 miles means you’re paying as low as S$0.017 for one mile, which is a lot cheaper than a long haul KrisFlyer mile. Of course if you can’t benefit from the IRAS or dining privileges or if you’re not getting the 50K renewal bonus then perhaps this card is not for you. Couple that with the non-waivable 585$ annual fee, plus one of the most expensive annual fee for credit card in Singapore, I suggest stay away from this card. Standard Chartered Bank (SC) Priority Visa Infinite Credit Card – Review, Details, Offers, Benefits, Fees. Your personal and financial data stays safe through 2-factor authentication, If you enjoy the finer things in life, you probably want your overseas trips to be as comfortable and pleasing to your senses as possible. Standard Chartered . Happiest in a First or Business Class bed flying to a faraway place, and even happier when it's using miles or points.View all posts by Andrew. For example if you have accrued 325,000 points that should give you 130,000 miles. *Required to charge a minimum of S$2,000 a month to qualify. Here’s our review of the Standard Chartered Visa Infinite (SCVI) credit card issued in Singapore. Instead of getting the miles directly, you get 87,500 rewards points redeemable for 35,000 miles or 62,500 rewards points redeemable for 25,000 miles and four S$25 Uber credits. Unlike the ANZ, UOB, and HSBC Visa Infinite Cards, which are by invitation only, you can apply for the Standard Chartered Visa Infinite Card as long as you meet the S$150,000 annual income requirement. Post 30th June 2018, customers should approach Allianz for any assistance on their travel insurance claims that stem from the usage of the Standard Chartered Visa Infinite Credit Card or the Standard Chartered Priority Banking Visa Infinite Credit Card and queries relating to claims prior to 30th June 2018 should be directed to MSIG. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. b) you will earn credit card miles at the local spend rate if you accept DCC, because the transaction will take place in SGD, not the local currency. Complimentary travel insurance coverage. Always insist on paying in the local currency of the country you are in. Dollar amounts refer to SGD, and ‘miles’ refer to KrisFlyer miles, except where stated. Sign in now to claim your free savings guide. Not a card for everyone, due to the high income requirement, the hefty annual fee, and the $2,000 monthly minimum spend to generate the good local miles earning rate. 5.99 % p.a. Check out our article about SC EasyBill for full details. Standard Chartered Priority VISA Infinite Card Rating & Review 2021 Last updated: 2019.12.11 With Priority Visa Infinite Credit Card, you will be able to enjoy the great privileges that offer to your lifestyle. Our summary. By Jehanne Teo It does not. Since you will attract the S$26.75 transfer fee charge for each of the blocks used, it’s better to add multiple numbers of the same block size. Miles Earned with While premium travel cards offer similar privileges (HSBC Visa Infinite has complimentary one-way limousine airport transfer, for instance), the Standard Chartered Visa Infinite gives a wider range of lifestyle benefits both at home and overseas. Your example calculation is not accurate. What is the transfer cost to KrisFlyer miles? Standard Chartered Visa Infinite X Card Promotions. Hope this helps and I will add this info to the review for clarity. Apply. I personally have use this card for two consecutive years no waivable annual fee. Standard Chartered Visa Infinite Credit Card not only allows affluent travellers to maximise miles with market-leading rewards rates, it also provides stand-out transport benefits and even rewards banking activity. HSBC Infinite Card rewards you with 1 mile per local dollar spend and 2 miles per overseas dollar spend. Not a dumb question (no such thing!). Rules of access under the program: 1. Another way of looking at it is that for your $588.50 fee, you’re ‘buying’ KrisFlyer miles for 1.68 cents each. This card too is a high value customer targeted card with rewards on purchases, golf clubs access and travel lounge access features. If you want to ride in style, book an UberExec. Receive 100,000 additional miles when you place a minimum of S$300,000 of fresh funds with Standard Chartered Priority Banking; Receive 30,000 air miles as welcome gift when you apply for the X card and pay annual fee; Terms and Conditions of Standard Chartered Visa Infinite X Card 35,000 miles welcome offer. Twitter. Which loyalty schemes can I transfer into? Standard Chartered Bank in India offers this “Priority Visa Infinite” credit card that is reserved for Priority Banking customers. As you state that the 35K miles gift is a substantial component in offsetting the 588$ annual payment, and is given the first year, would this card be as attractive the second year onward, or would you then consider scrapping it (despite the high overseas earning rate) unless SC adds an annual renewal miles gift? Zyane Tan. Cardmembers get 10% off the hourly rate and complimentary limousine transfers. For me it’s an excellent forex general spend card and I gladly pay the annual fee knowing that I get back more than the fee in benefits. Here’s our review of the Standard Chartered Visa Infinite (SCVI) credit card issued in Singapore. No minimum spend applies; the bonus is credited on payment of the first year annual fee. Standard Chartered Visa Infinite Credit Card Review (India) Standard Chartered Visa Infinite Card is SC’s top of the line card which stands above Manhattan credit card but unfortunately doesn’t have any extraordinary benefits to be positioned under Visa Infinite variant. Not one of the cheaper cards on the market – the SCVI will set you back $588.50 each year (including the first year), and it’s not optional. Accumulate miles at a rate you can’t find on the average travel credit card. Standard Chartered also allows you to transfer miles into 11 other loyalty programmes, however do be aware the transfer ratios are not all identical (i.e. Accumulate miles at a rate you can’t find on the average travel credit card. 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